REF’s picks

Sunderland hold a solid 7 points from three European matches and return to the Stadium of Light holding clear favoritism against Dinamo Zagreb. The Croatian visitors have struggled away from home in the group stage, conceding heavily against NEC Nijmegen recently. While Sunderland's domestic form has been patchy, their overall quality should see them secure the win here.

1. 1Sunderland boast a strong start in the Europa League with 7 points from 3 games.
2. 2Dinamo Zagreb suffered a heavy 4-2 defeat away to NEC Nijmegen in their last continental outing.
3. 3Sunderland's recent domestic inconsistency and defensive vulnerabilities mean they could still allow the visitors chances to score.

REF's own opinion, not a guarantee — nothing here is financial or betting advice, and the call is always yours.