REF’s picks

Hannover 96 have struggled for consistency early in the campaign, but home advantage at the Heinz von Heiden Arena tips this tight encounter in their favour against a defensively solid St. Pauli side. The hosts need a response following a heavy defeat last weekend, and their historical edge in this fixture provides a psychological boost.

1. 1Hannover bounced back well in previous home outings, showing they can break down resilient visitors.
2. 2St. Pauli have drawn four of their opening seven matches, proving difficult to beat but often failing to close out victories on the road.
3. 3The visitors' recent defensive solidity means Hannover will have to work hard and risk being caught on the counter-attack if they overcommit.

REF's own opinion, not a guarantee — nothing here is financial or betting advice, and the call is always yours.