REF’s picks

Removing the draw leans the focus squarely on Huddersfield's superior consistency, though backing them here requires trusting they can outscore a spirited Luton side.

1. 1Huddersfield's overall league form gives them the edge in a winner-take-all market.
2. 2Luton have enough quality through Wells and Palmer to punish any defensive lapses.

REF's own opinion, not a guarantee — nothing here is financial or betting advice, and the call is always yours.