REF’s picks

Cardiff City hold a strong recent record against Watford and can capitalise on their visitors' poor away form to secure all three points at the Cardiff City Stadium. Both sides sit in the lower reaches of the Championship table, but the Bluebirds' historical dominance in this fixture provides a solid psychological edge.

1. 1Cardiff are unbeaten in their last five encounters against Watford, winning three of them.
2. 2Watford arrive struggling for consistency on the road with multiple recent defeats.
3. 3A lengthy injury list for both squads could disrupt rhythm and lead to a tighter contest than the standings suggest.

REF's own opinion, not a guarantee — nothing here is financial or betting advice, and the call is always yours.