REF’s picks

1. FC Cologne are well-equipped to exploit Gladbach's defensive vulnerabilities in this Rhine derby, making their team total over 1.5 goals a solid selection.

1. 1Gladbach's defense has leaked goals heavily in recent weeks, conceding multiple times against several opponents.
2. 2Cologne possess enough attacking threat through players like Ragnar Ache to penetrate a depleted visiting backline.
3. 3Derby matches can be unpredictable and tight early on, potentially exposing the hosts if they fail to finish chances.

REF's own opinion, not a guarantee — nothing here is financial or betting advice, and the call is always yours.